{"id":1653,"date":"2021-01-31T17:21:30","date_gmt":"2021-01-31T17:21:30","guid":{"rendered":"https:\/\/www.gunderwealth.com\/?p=1653"},"modified":"2021-02-01T15:07:48","modified_gmt":"2021-02-01T15:07:48","slug":"1099-employee-self-employed-considerations","status":"publish","type":"post","link":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/","title":{"rendered":"1099 Employee &#038; Self-Employed Considerations"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Section&#8221; _builder_version=&#8221;3.22.3&#8243; da_disable_devices=&#8221;off|off|off&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;Row&#8221; _builder_version=&#8221;3.25&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg&#8221; alt=&#8221;Self employed 1099 employee&#8221; title_text=&#8221;iStock-1057253610_smaller&#8221; align=&#8221;center&#8221; force_fullwidth=&#8221;on&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;&#8221; align_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.8.2&#8243; max_height=&#8221;800px&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.8.2&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>There are so many things to consider when you&#8217;re working for yourself. Flexibility, autonomy, creativity, and ownership may come to mind, but what about the financial aspect? Let\u2019s hash out two primary differences between being a W-2 vs. a 1099 employee (or self-employed): <strong>Taxes &amp; Benefits.<\/strong><\/p>\n<h3>Retirement Accounts<\/h3>\n<ul>\n<li>You likely can <strong>put more away in retirement accounts<\/strong> when you\u2019re self-employed or receive 1099 income. Two common retirement plans are a Solo 401k or a SEP IRA.\u00a0 The maximum contribution in 2021 is $58K; more in a Solo 401k if you&#8217;re over 50.<\/li>\n<li>Which one is best for you? It depends on your appetite for administrative paperwork along with your income level.\n<ul>\n<li>Because a Solo 401(k) allows \u201cemployee\u201d contributions (SEP is \u201cemployer\u201d only), you can have a lower salary and contribute more than a SEP IRA. Still, this is the one that requires more of an administrative burden.<\/li>\n<li>A Solo 401(k) allows your spouse to join, and you can design the plan to include a Roth 401(k) component.<\/li>\n<li>You can\u2019t have any employees with the Solo 401(k), but you can with a SEP IRA.<\/li>\n<\/ul>\n<\/li>\n<li>Other options: Traditional\/Roth IRAs, SIMPLE IRA, and Cash Balance Plans.\u00a0 <strong>Don\u2019t forget<\/strong> about an HSA, which is a fantastic retirement tool.<\/li>\n<\/ul>\n<h3>Benefits Given Up<\/h3>\n<ul>\n<li>It\u2019s worth noting what you are giving up when transitioning from an employer to self-employed: health insurance, paid time off, retirement plan employer match, fringe benefits such as long-term disability, group term insurance, workers compensation, and unemployment insurance.<\/li>\n<li>Of course, you may be getting the best of both worlds if your 1099 income is a lucrative side hustle.<\/li>\n<\/ul>\n<h3>Reimbursement of Business Expenses<\/h3>\n<ul>\n<li>The <strong>qualified business income (QBI) deduction<\/strong> passed by Congress in 2017 allows a sole proprietorship or an owner of a pass-through entity to claim a deduction of 20% of QBI. Stated more simply, if you&#8217;re a 1099 employee or self-employed, you may be eligible for this.<\/li>\n<li>This deduction relies on complex rules favoring businesses of a specific size (phase-out ranges) and type (service-related) over others.<\/li>\n<\/ul>\n<h3>Business Structure<\/h3>\n<ul>\n<li>Two common structures to consider if you&#8217;re a 1099 employee or self-employed are a Limited Liability Company (LLC) and S-Corporation (S-Corp).<\/li>\n<li>An S-Corp is an elected tax status, not a business entity like an LLC. You could be organized as an LLC but taxed as an S-Corp, for example.<\/li>\n<li>An LLC shields your personal assets from business creditors, but it\u2019s a pass-through entity for tax purposes. In other words, the earnings flow through to Schedule C of your 1040.<\/li>\n<li>LLC owners must pay self-employment tax (Social Security and Medicare) for all income, whereas an S-Corp owner may pay less provided they pay themselves a \u201creasonable salary.\u201d\n<ul>\n<li>The \u201creasonable salary\u201d is an important consideration. You need to make sure you\u2019re profitable enough to pay yourself and realize the tax benefits of receiving a distribution not subject to self-employment tax.<\/li>\n<li>With an LLC, you\u2019re responsible for both the employer and the employee portion of self-employment tax on the business\u2019s gross income. Because of this, LLC\u2019s receive an \u201cabove-the-line-deduction\u201d for 50% of the self-employment tax paid.<\/li>\n<li>With the S-Corp, the business pays half of the self-employment tax, and the shareholders pay the other half on their \u201creasonable salary.\u201d If there is money left over, the distribution is taxed at the shareholder level.<\/li>\n<\/ul>\n<\/li>\n<li>One thing to keep in mind: shareholders of an S-Corp that own more than 2% of the business can\u2019t claim employee health insurance as a tax-free benefit.<\/li>\n<\/ul>\n<p>Planning your retirement plan options, QBI deduction, and your business entity can get complicated.\u00a0 If you&#8217;re a 1099 employee or self-employed, consider consulting with a financial advisor and tax professional.\u00a0 Why not do everything you can to make sure you&#8217;re set up for success? <a href=\"http:\/\/www.gunderwealth.com\">Let us know<\/a> if we can help.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are so many things to consider when you&#8217;re working for yourself. Flexibility, autonomy, creativity, and ownership may come to mind, but what about the financial aspect? Let\u2019s hash out two primary differences between being a W-2 vs. a 1099 employee (or self-employed): Taxes &amp; Benefits. Retirement Accounts You likely can put more away in [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":1655,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\r\n<p>Welcome to WordPress. This is your first post. Edit or delete it, then start writing!<\/p>\r\n<!-- \/wp:paragraph -->","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[22],"tags":[87,88,89],"class_list":["post-1653","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technical","tag-1099-employee","tag-self-employed","tag-self-employment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1099 Employee &amp; Self-Employed Considerations - Gunder Wealth Management<\/title>\n<meta name=\"description\" content=\"Overwhelmed with the tax and benefit considerations as a 1099 employee or self-employed? Let&#039;s address these items to set you up for success.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"1099 Employee &amp; Self-Employed Considerations - Gunder Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Overwhelmed with the tax and benefit considerations as a 1099 employee or self-employed? Let&#039;s address these items to set you up for success.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/\" \/>\n<meta property=\"og:site_name\" content=\"Gunder Wealth Management\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gunderwealth\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-01-31T17:21:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-02-01T15:07:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1732\" \/>\n\t<meta property=\"og:image:height\" content=\"1154\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ashlee Desteiger\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ashlee Desteiger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/\"},\"author\":{\"name\":\"Ashlee Desteiger\",\"@id\":\"https:\/\/www.gunderwealth.com\/#\/schema\/person\/3707da6810b84bb65ddd91e9820f0539\"},\"headline\":\"1099 Employee &#038; Self-Employed Considerations\",\"datePublished\":\"2021-01-31T17:21:30+00:00\",\"dateModified\":\"2021-02-01T15:07:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/\"},\"wordCount\":809,\"publisher\":{\"@id\":\"https:\/\/www.gunderwealth.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg\",\"keywords\":[\"1099 employee\",\"self-employed\",\"self-employment\"],\"articleSection\":[\"Technical Topics\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/\",\"url\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/\",\"name\":\"1099 Employee & Self-Employed Considerations - Gunder Wealth Management\",\"isPartOf\":{\"@id\":\"https:\/\/www.gunderwealth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg\",\"datePublished\":\"2021-01-31T17:21:30+00:00\",\"dateModified\":\"2021-02-01T15:07:48+00:00\",\"description\":\"Overwhelmed with the tax and benefit considerations as a 1099 employee or self-employed? Let's address these items to set you up for success.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#primaryimage\",\"url\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg\",\"contentUrl\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg\",\"width\":1732,\"height\":1154,\"caption\":\"Self employed 1099 employee\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gunderwealth.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"1099 Employee &#038; Self-Employed Considerations\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gunderwealth.com\/#website\",\"url\":\"https:\/\/www.gunderwealth.com\/\",\"name\":\"Gunder Wealth Management\",\"description\":\"Guided Advocate. Strategic Partner. Trusted Advisor.\",\"publisher\":{\"@id\":\"https:\/\/www.gunderwealth.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gunderwealth.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gunderwealth.com\/#organization\",\"name\":\"Gunder Wealth Management\",\"url\":\"https:\/\/www.gunderwealth.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gunderwealth.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2019\/04\/gunder-logo-1024.png\",\"contentUrl\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2019\/04\/gunder-logo-1024.png\",\"width\":1024,\"height\":266,\"caption\":\"Gunder Wealth Management\"},\"image\":{\"@id\":\"https:\/\/www.gunderwealth.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/gunderwealth\/\",\"https:\/\/www.instagram.com\/gunderwealth\/\",\"https:\/\/www.linkedin.com\/company\/gunder-wealth-management-llc\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gunderwealth.com\/#\/schema\/person\/3707da6810b84bb65ddd91e9820f0539\",\"name\":\"Ashlee Desteiger\",\"sameAs\":[\"https:\/\/www.gunderwealth.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"1099 Employee & Self-Employed Considerations - Gunder Wealth Management","description":"Overwhelmed with the tax and benefit considerations as a 1099 employee or self-employed? Let's address these items to set you up for success.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/","og_locale":"en_US","og_type":"article","og_title":"1099 Employee & Self-Employed Considerations - Gunder Wealth Management","og_description":"Overwhelmed with the tax and benefit considerations as a 1099 employee or self-employed? Let's address these items to set you up for success.","og_url":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/","og_site_name":"Gunder Wealth Management","article_publisher":"https:\/\/www.facebook.com\/gunderwealth\/","article_published_time":"2021-01-31T17:21:30+00:00","article_modified_time":"2021-02-01T15:07:48+00:00","og_image":[{"width":1732,"height":1154,"url":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg","type":"image\/jpeg"}],"author":"Ashlee Desteiger","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Ashlee Desteiger","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#article","isPartOf":{"@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/"},"author":{"name":"Ashlee Desteiger","@id":"https:\/\/www.gunderwealth.com\/#\/schema\/person\/3707da6810b84bb65ddd91e9820f0539"},"headline":"1099 Employee &#038; Self-Employed Considerations","datePublished":"2021-01-31T17:21:30+00:00","dateModified":"2021-02-01T15:07:48+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/"},"wordCount":809,"publisher":{"@id":"https:\/\/www.gunderwealth.com\/#organization"},"image":{"@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg","keywords":["1099 employee","self-employed","self-employment"],"articleSection":["Technical Topics"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/","url":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/","name":"1099 Employee & Self-Employed Considerations - Gunder Wealth Management","isPartOf":{"@id":"https:\/\/www.gunderwealth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#primaryimage"},"image":{"@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg","datePublished":"2021-01-31T17:21:30+00:00","dateModified":"2021-02-01T15:07:48+00:00","description":"Overwhelmed with the tax and benefit considerations as a 1099 employee or self-employed? Let's address these items to set you up for success.","breadcrumb":{"@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#primaryimage","url":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg","contentUrl":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2021\/01\/iStock-1057253610_smaller.jpg","width":1732,"height":1154,"caption":"Self employed 1099 employee"},{"@type":"BreadcrumbList","@id":"https:\/\/www.gunderwealth.com\/1099-employee-self-employed-considerations\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gunderwealth.com\/"},{"@type":"ListItem","position":2,"name":"1099 Employee &#038; Self-Employed Considerations"}]},{"@type":"WebSite","@id":"https:\/\/www.gunderwealth.com\/#website","url":"https:\/\/www.gunderwealth.com\/","name":"Gunder Wealth Management","description":"Guided Advocate. Strategic Partner. Trusted Advisor.","publisher":{"@id":"https:\/\/www.gunderwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gunderwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gunderwealth.com\/#organization","name":"Gunder Wealth Management","url":"https:\/\/www.gunderwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gunderwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2019\/04\/gunder-logo-1024.png","contentUrl":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2019\/04\/gunder-logo-1024.png","width":1024,"height":266,"caption":"Gunder Wealth Management"},"image":{"@id":"https:\/\/www.gunderwealth.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/gunderwealth\/","https:\/\/www.instagram.com\/gunderwealth\/","https:\/\/www.linkedin.com\/company\/gunder-wealth-management-llc"]},{"@type":"Person","@id":"https:\/\/www.gunderwealth.com\/#\/schema\/person\/3707da6810b84bb65ddd91e9820f0539","name":"Ashlee Desteiger","sameAs":["https:\/\/www.gunderwealth.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/posts\/1653","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/comments?post=1653"}],"version-history":[{"count":0,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/posts\/1653\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/media\/1655"}],"wp:attachment":[{"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/media?parent=1653"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/categories?post=1653"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/tags?post=1653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}