{"id":1619,"date":"2020-11-30T19:34:47","date_gmt":"2020-11-30T19:34:47","guid":{"rendered":"https:\/\/www.gunderwealth.com\/?p=1619"},"modified":"2020-12-01T14:57:02","modified_gmt":"2020-12-01T14:57:02","slug":"year-end-tax-planning","status":"publish","type":"post","link":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/","title":{"rendered":"Year-End Tax Planning"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Section&#8221; _builder_version=&#8221;3.22.3&#8243; da_disable_devices=&#8221;off|off|off&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row admin_label=&#8221;Row&#8221; _builder_version=&#8221;3.25&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png&#8221; alt=&#8221;Tax Planning&#8221; title_text=&#8221;tax day&#8221; align=&#8221;center&#8221; force_fullwidth=&#8221;on&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;&#8221; align_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.7.3&#8243; max_height=&#8221;800px&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.7.3&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;]<\/p>\n<h2>Don&#8217;t Let Year-End Tax Planning Get You Down!<\/h2>\n<p>So maybe taxes aren&#8217;t exactly at the top of your list. But remember, don\u2019t implement these strategies solely for tax purposes \u2013<strong> year-end tax planning is part of <em>holistic<\/em> financial planning.<\/strong>\u00a0Furthermore, with the Georgia Senate run-offs not taking place until 2021, let\u2019s utilize what we know for certain NOW to forecast your 2020 tax bill.<\/p>\n<p>This is broken out into two sections: the first is for <strong>Individuals<\/strong> and the second is for <strong>Business Owners<\/strong>. \u00a0Please consult with your tax preparer when implementing tax advice.<\/p>\n<h2>Individuals<\/h2>\n<p><strong>Bunch expenses<\/strong> so that you can itemize \u2013 potentially do it every other or every few years.<\/p>\n<ul>\n<li>Items to consider \u201cbunching\u201d so that you exceed the $24.8K standard deduction: charitable contributions (or a donor-advised fund), non-emergency medical bills to get over the 2020 threshold of 7.5% of AGI, property taxes (pay 2 years\u2019 worth in the same calendar year; the $10K SALT cap still applies).<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><b>Accelerate income.<\/b><\/p>\n<ul>\n<li>Do you have less taxable income this year?\u00a0 Maybe it&#8217;s time to consider a Roth IRA conversion.<\/li>\n<li>This is a taxable event, but it will get your investment into a vehicle that will grow tax-free.<\/li>\n<li>While the conversion itself is cash-flow neutral, you will owe tax on the conversion amount.\u00a0 I advise clients to not withdraw money from their retirement accounts to pay the tax due.<\/li>\n<li>Does anyone think taxes will be going down in our lifetime?<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Maximize <strong>retirement contributions<\/strong>.<\/p>\n<ul>\n<li>Remember, to contribute to an IRA, you must have <strong>earned income.<\/strong> Even if it\u2019s non-deductible, it still grows tax-deferred. Please consider your tax allocation* if pursuing this as there may be more advantageous options for the $6K.\n<ul>\n<li>*Tax allocation is the percentage of your investable asset base in three buckets: taxable, tax-deferred, and tax-free.<\/li>\n<\/ul>\n<\/li>\n<li>Don\u2019t forget about the ability of a non-working spouse to execute the <strong>spousal IRA strategy<\/strong>, which allows him or her to contribute to an IRA with no income.<\/li>\n<li>I consider a Health Savings Account a retirement account.\u00a0 This is NOT the one that has a use-it-or-lose-it feature.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Have <strong>mutual funds<\/strong> in your taxable account?<\/p>\n<ul>\n<li>Don\u2019t forget about assessing your tax-loss harvesting opportunities.<\/li>\n<li>You can deduct up to $3K in capital losses if married filing joint.<\/li>\n<li><strong>Don\u2019t trigger the wash sale rules<\/strong> to prevent you from writing off the loss.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong>Safe harbor<\/strong> \u2013 avoid an underpayment penalty for underpaying estimated taxes.<\/p>\n<ul>\n<li>If your AGI was over $150K last year, withhold 110% of the prior year\u2019s tax liability.<\/li>\n<li>This is best to do via the withholding on your paycheck. If this isn\u2019t possible, then quarterly payments are required to be made <strong>evenly<\/strong> throughout the year.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Assess the cost of your <strong>charitable donations.<\/strong><\/p>\n<ul>\n<li>Don\u2019t make a donation just to reduce tax liability \u2013 think about the money it costs you to get the tax deduction.<\/li>\n<li>You might be better off gifting certain assets to kids\/family members depending upon your intent.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Do you have <strong>ISOs<\/strong> (incentive stock options?)<\/p>\n<ul>\n<li>Check with your CPA before exercising, as ISOs are considered a tax preference item.<\/li>\n<li>Although fewer people are subject to AMT, it could be worth looking into before exercising.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Accelerate Gifting With <strong>529s.<\/strong><\/p>\n<ul>\n<li>Remember, you don\u2019t have to file a gift tax return for gifts under $15K.<\/li>\n<li>529s are the only vehicle that allows you to gift 5 years\u2019 worth of contributions in 1 year and avoid the federal gift tax, as long as you don\u2019t gift anything else to the same beneficiary over that 5 year period.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2><strong>Business Owners<\/strong><\/h2>\n<p>&nbsp;<\/p>\n<p><strong>Depreciating vs. Writing Off<\/strong>: Code Section 179 is for assets bought and placed into service during the year.<\/p>\n<ul>\n<li>Don\u2019t depreciate. Write off upfront to reduce tax liability in the current year (i.e., bigger expense, less income)<\/li>\n<li>Examples: technology, office furniture, large vehicle (i.e., Ford Expedition or something similar)<\/li>\n<li>You can\u2019t use it to create a loss, but you can carry excess losses forward.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Do you have a <strong>family-owned business<\/strong>? Put the kids to work!<\/p>\n<ul>\n<li>Pay them $18.4K ($12.4K is the standard deduction + $6K to contribute to an IRA).<\/li>\n<li>Take this to the next step \u2013 \u201cask\u201d them to gift the $12.4K back to you and use that to contribute to a 529 for them, and you get the 529 deduction if your state allows.<\/li>\n<li>Be sure to give them age-appropriate jobs.<\/li>\n<li>You\u2019re no longer allowed an exemption for the child, but if you provide at least 50% of their support, you may qualify for other tax credits.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Do you have your own business and no W-2 employees?\u00a0 Or is your only other employee your spouse?\u00a0 Here are the <strong>retirement plan options<\/strong> to consider:<\/p>\n<ul>\n<li>Implement a Solo 401k to max out contributions up to $57K ($19.5K as the employee, $37.5K as the employer). I recommend pursuing the Roth option for the employee portion.<\/li>\n<li>You can max this out if you make at least $150K.<\/li>\n<li>This may be better than a SEP IRA because if you want to max the SEP out you must make $228K if you\u2019re a W-2 employee (threshold is 25%) or $285K if an unincorporated, sole proprietor (threshold is 20%).<\/li>\n<li>If you\u2019re an S-Corp and make over $150K, distribute the amount over that threshold as a dividend distribution not subject to payroll tax.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Executing a <strong>1031 exchange<\/strong> for commercial\/business property\/rented vacation property.<\/p>\n<ul>\n<li>You must spend <strong>the same or more<\/strong> on the new property than what you\u2019re taking in from the sale.<\/li>\n<li>The new property must be used for a similar use.<\/li>\n<li>In the case of vacation property that you want to make permanent, rent it out for a year. Then make it your primary residence.<\/li>\n<li>Plan on keeping in it your estate so that beneficiaries receive the step-up in basis.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>The CARES Act reinstated the <strong>Net Operating Loss Carryback.<\/strong><\/p>\n<ul>\n<li>Losses incurred before and during the pandemic can be used to offset 5 years of past profits.<\/li>\n<li>This presents an opportunity for <strong>tax rate arbitrage<\/strong> as the old tax rate was 35% before the passage of the TCJA, which lowered the tax rate to 21%.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Have questions?\u00a0 We&#8217;re happy to continue the conversation.\u00a0 Feel free to schedule a call <a href=\"http:\/\/www.gunderwealth.com\/contact\">here<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Don&#8217;t Let Year-End Tax Planning Get You Down! So maybe taxes aren&#8217;t exactly at the top of your list. But remember, don\u2019t implement these strategies solely for tax purposes \u2013 year-end tax planning is part of holistic financial planning.\u00a0Furthermore, with the Georgia Senate run-offs not taking place until 2021, let\u2019s utilize what we know for [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":1621,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\r\n<p>Welcome to WordPress. This is your first post. Edit or delete it, then start writing!<\/p>\r\n<!-- \/wp:paragraph -->","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[22],"tags":[79,81],"class_list":["post-1619","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technical","tag-tax-planning","tag-year-end-planning-strategies"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Year-End Tax Planning - Gunder Wealth Management<\/title>\n<meta name=\"description\" content=\"Please remember, don\u2019t implement strategies solely for tax purposes - year-end tax planning is part of holistic financial planning!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Year-End Tax Planning - Gunder Wealth Management\" \/>\n<meta property=\"og:description\" content=\"Please remember, don\u2019t implement strategies solely for tax purposes - year-end tax planning is part of holistic financial planning!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/\" \/>\n<meta property=\"og:site_name\" content=\"Gunder Wealth Management\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/gunderwealth\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-30T19:34:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-12-01T14:57:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ashlee Desteiger\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ashlee Desteiger\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/\"},\"author\":{\"name\":\"Ashlee Desteiger\",\"@id\":\"https:\/\/www.gunderwealth.com\/#\/schema\/person\/3707da6810b84bb65ddd91e9820f0539\"},\"headline\":\"Year-End Tax Planning\",\"datePublished\":\"2020-11-30T19:34:47+00:00\",\"dateModified\":\"2020-12-01T14:57:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/\"},\"wordCount\":1201,\"publisher\":{\"@id\":\"https:\/\/www.gunderwealth.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png\",\"keywords\":[\"Tax planning\",\"Year-End Planning Strategies\"],\"articleSection\":[\"Technical Topics\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/\",\"url\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/\",\"name\":\"Year-End Tax Planning - Gunder Wealth Management\",\"isPartOf\":{\"@id\":\"https:\/\/www.gunderwealth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png\",\"datePublished\":\"2020-11-30T19:34:47+00:00\",\"dateModified\":\"2020-12-01T14:57:02+00:00\",\"description\":\"Please remember, don\u2019t implement strategies solely for tax purposes - year-end tax planning is part of holistic financial planning!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#primaryimage\",\"url\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png\",\"contentUrl\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png\",\"width\":800,\"height\":400,\"caption\":\"Tax Planning\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.gunderwealth.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Year-End Tax Planning\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.gunderwealth.com\/#website\",\"url\":\"https:\/\/www.gunderwealth.com\/\",\"name\":\"Gunder Wealth Management\",\"description\":\"Guided Advocate. Strategic Partner. Trusted Advisor.\",\"publisher\":{\"@id\":\"https:\/\/www.gunderwealth.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.gunderwealth.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.gunderwealth.com\/#organization\",\"name\":\"Gunder Wealth Management\",\"url\":\"https:\/\/www.gunderwealth.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.gunderwealth.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2019\/04\/gunder-logo-1024.png\",\"contentUrl\":\"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2019\/04\/gunder-logo-1024.png\",\"width\":1024,\"height\":266,\"caption\":\"Gunder Wealth Management\"},\"image\":{\"@id\":\"https:\/\/www.gunderwealth.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/gunderwealth\/\",\"https:\/\/www.instagram.com\/gunderwealth\/\",\"https:\/\/www.linkedin.com\/company\/gunder-wealth-management-llc\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.gunderwealth.com\/#\/schema\/person\/3707da6810b84bb65ddd91e9820f0539\",\"name\":\"Ashlee Desteiger\",\"sameAs\":[\"https:\/\/www.gunderwealth.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Year-End Tax Planning - Gunder Wealth Management","description":"Please remember, don\u2019t implement strategies solely for tax purposes - year-end tax planning is part of holistic financial planning!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/","og_locale":"en_US","og_type":"article","og_title":"Year-End Tax Planning - Gunder Wealth Management","og_description":"Please remember, don\u2019t implement strategies solely for tax purposes - year-end tax planning is part of holistic financial planning!","og_url":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/","og_site_name":"Gunder Wealth Management","article_publisher":"https:\/\/www.facebook.com\/gunderwealth\/","article_published_time":"2020-11-30T19:34:47+00:00","article_modified_time":"2020-12-01T14:57:02+00:00","og_image":[{"width":800,"height":400,"url":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png","type":"image\/png"}],"author":"Ashlee Desteiger","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Ashlee Desteiger","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#article","isPartOf":{"@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/"},"author":{"name":"Ashlee Desteiger","@id":"https:\/\/www.gunderwealth.com\/#\/schema\/person\/3707da6810b84bb65ddd91e9820f0539"},"headline":"Year-End Tax Planning","datePublished":"2020-11-30T19:34:47+00:00","dateModified":"2020-12-01T14:57:02+00:00","mainEntityOfPage":{"@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/"},"wordCount":1201,"publisher":{"@id":"https:\/\/www.gunderwealth.com\/#organization"},"image":{"@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png","keywords":["Tax planning","Year-End Planning Strategies"],"articleSection":["Technical Topics"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/","url":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/","name":"Year-End Tax Planning - Gunder Wealth Management","isPartOf":{"@id":"https:\/\/www.gunderwealth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#primaryimage"},"image":{"@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#primaryimage"},"thumbnailUrl":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png","datePublished":"2020-11-30T19:34:47+00:00","dateModified":"2020-12-01T14:57:02+00:00","description":"Please remember, don\u2019t implement strategies solely for tax purposes - year-end tax planning is part of holistic financial planning!","breadcrumb":{"@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.gunderwealth.com\/year-end-tax-planning\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#primaryimage","url":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png","contentUrl":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2020\/11\/tax-day.png","width":800,"height":400,"caption":"Tax Planning"},{"@type":"BreadcrumbList","@id":"https:\/\/www.gunderwealth.com\/year-end-tax-planning\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.gunderwealth.com\/"},{"@type":"ListItem","position":2,"name":"Year-End Tax Planning"}]},{"@type":"WebSite","@id":"https:\/\/www.gunderwealth.com\/#website","url":"https:\/\/www.gunderwealth.com\/","name":"Gunder Wealth Management","description":"Guided Advocate. Strategic Partner. Trusted Advisor.","publisher":{"@id":"https:\/\/www.gunderwealth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.gunderwealth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.gunderwealth.com\/#organization","name":"Gunder Wealth Management","url":"https:\/\/www.gunderwealth.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.gunderwealth.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2019\/04\/gunder-logo-1024.png","contentUrl":"https:\/\/www.gunderwealth.com\/wp-content\/uploads\/2019\/04\/gunder-logo-1024.png","width":1024,"height":266,"caption":"Gunder Wealth Management"},"image":{"@id":"https:\/\/www.gunderwealth.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/gunderwealth\/","https:\/\/www.instagram.com\/gunderwealth\/","https:\/\/www.linkedin.com\/company\/gunder-wealth-management-llc"]},{"@type":"Person","@id":"https:\/\/www.gunderwealth.com\/#\/schema\/person\/3707da6810b84bb65ddd91e9820f0539","name":"Ashlee Desteiger","sameAs":["https:\/\/www.gunderwealth.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/posts\/1619","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/comments?post=1619"}],"version-history":[{"count":0,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/posts\/1619\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/media\/1621"}],"wp:attachment":[{"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/media?parent=1619"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/categories?post=1619"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.gunderwealth.com\/wp-json\/wp\/v2\/tags?post=1619"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}